Raising Your Credit Score Doesn't Have to Be Hard...

Are you financially allllllll over the place and have no clue where to start? Looking to become a homeowner but your credit score is keeping you from your ownership goal? Do you want your finances explained to you in a way where you can finally start to make sense of your life and how to go about building wealth? Do you want to set your family on a positive financial path and break generational cycles of bad spending habits? Then you’re in the right place!

  • Tired of being denied for loans that could put you in a better position?

  • Looking to become a homeowner but your credit score is keeping you from your ownership goal?

  • Want to set your family on a positive financial path and break generational cycles of bad spending habits?

YOU'RE IN THE RIGHT PLACE!

Ruth Elisa

SCHEDULE A CREDIT TO WEALTH STRATEGY SESSION

After just one session and following Elisa Plan’s individualized plans, thousands of clients have been able to:

  • Purchase their first home

  • Acquire additional properties

  • Get approved for low-interest loans

  • Start an investment portfolio and consistently build

  • Lower their car insurance rate

  • Remove negative items from their credit report

  • Save and invest thousands of dollars

  • Stop garnishments

  • Go back to school

  • Secure funding for their business

Destinee took her credit score from the 500s to 700+

Breanna got her credit score up to the 800s..

Rosalind raised her credit score by 106 pts!


Elisa Plan’s Credit to Wealth Strategy is a one-time one hour session that dives into your personal finances, money management habits AND credit reports.

This package includes:

  • One-on-one coaching to discuss all things directly (your spending) and indirectly (your emotions) tied to your financial growth and make a solutions-based plan

  • Credit analysis of all three major credit bureaus

  • Detailed plan of action so you can accomplish your financial goals with ease

  • Budget analysis (Take time to communicate with ease during the session. All notes will be provided for you)

  • Plug-n-play templates to help you continue to track your financial progress

  • Dispute letters with detailed instructions for all inaccurate debts

Plus...

 

Together, we'll take time to communicate with ease during the session. All notes will be provided for you so you can just be present.


My husband and I were looking to purchase a home and we wanted to make sure we had a low interest rate in doing so, as well as eliminating some debt. 

 

We were able to accomplish that thanks to Ruth and her strategy plan that she devised for me.

Ashley Johnson

Credit to Wealth Session

How do I know this works?

 

Welp, I’ve been able to help thousands of people nation-wide with my customized financial plans. It doesn’t matter if you make $20,000 or $120,000, there is a plan to manage your money and build wealth. 

 

I also worked my own magic with my finances over a decade ago when I became a single parent of a 7-month old and 20-month old.

I found myself depressed and relying on the system at times to provide for my family.

Ruth Elisa, CEO of Elisa Plan

While going through this phase, I realized the difference between sustainable-and-stagnant and sustainable-and-scalable systems. The level of understanding the keys to balancing personal finances became magnified. 

 

A few years later, I helped a friend with his credit and personal finances and within a few months his score went from 520 to 801! His before and after post on social media went viral and the rest is history.

 

Elisa Plan was established soon after! 

 

I am a certified credit counselor and life coach with an educational background in organizational development and human behavior.

 

I understand the connection between lack of financial literacy programs and systems in low-income and even middle class communities, and low credit scores (which typically mean poor money management habits)

 

My finance programs have helped thousands of individuals, families and small businesses nationwide achieve their money goals and enter financial freedom. 

How do I know this works?

 

Welp, I’ve been able to help thousands of people nation-wide with my customized financial plans. It doesn’t matter if you make $20,000 or $120,000, there is a plan to manage your money and build wealth. 

 

I also worked my own magic with my finances over a decade ago when I became a single parent of a 7-month old and 20-month old.

I found myself depressed and relying on the system at times to provide for my family.

Ruth Elisa, CEO of Elisa Plan

While going through this phase, I realized the difference between sustainable-and-stagnant and sustainable-and-scalable systems. The level of understanding the keys to balancing personal finances became magnified. 

 

A few years later, I helped a friend with his credit and personal finances and within a few months his score went from 520 to 801! His before and after post on social media went viral and the rest is history.

 

Elisa Plan was established soon after! 

 

I am a certified credit counselor and life coach with an educational background in organizational development and human behavior.

 

I understand the connection between lack of financial literacy programs and systems in low-income and even middle class communities, and low credit scores (which typically mean poor money management habits)

 

My finance programs have helped thousands of individuals, families and small businesses nationwide achieve their money goals and enter financial freedom. 


Are you ready to experience more ease around your money - once and for all?


“Aiden started building her credit for the first time - and went from 500 pts to 730 pts!”

“Jac’s credit score just keeps climbing - YES!” 

 

“Chavon went from paying $700 per month in student loan payments - to just $5 per month!”


FREQUENTLY ASKED QUESTIONS

Q: “ I am terrified of managing my money - and thinking about credit gives me a migraine. Will this service still help me?

Q: “How long does it take to increase my credit score?”

Q: “Will I need more than one session?”

Q: “How long does it take to receive my custom financial plan and tools after the session.”

Q: “How do your sessions work?”

Q: “What happens after making payment?”


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